The law provides the right for bank clients to cancel their loan insurance annually. The initial measure, known as the “Lagarde Law,” prohibited lenders from imposing their loan insurance on borrowers. Then, the 2017 Bourquin amendment allowed for annual cancellation of the insurance contract on its anniversary date, with a two-month notice. However, despite these […]
In Ile-de-France, on public transport networks (including SNCF & RATP), the discount rate is 50% off the full fare regardless of the number of children. The price of a ticket in 2nd class is calculated by applying this discount rate to the full fare price of 2nd class for the chosen route and train. In […]
ANALYSIS – The French indulge in the delights of class struggle. Their only target is the 1%, or even the top 10% income earners. This affluent, educated and envied population is very heterogeneous strictly in financial terms. Emmanuel Macron, “the president of the rich,” proclaims the rumor, the most agile of all evils. “No, he […]
Different indices can be used depending on the type of lease. In the private sector, the IRL (rental reference index) is used as the basis for the annual rent review for unfurnished or furnished rented accommodation, provided that the lease specifies it. The IRL index is based on the average change in consumer prices excluding […]
In order to reduce the tax bill, deductions and exemptions are provided. Starting this year, new rules apply to inheritance tax returns. This service will be gradually deployed in the personal space of the impots.gouv.fr website, between 2022 and 2024. It must also affix on this copy the certification mentions of the identity of the […]
To simulate the amount due to the public treasury this year, you only need to use the calculation table of Le Particulier. From the result obtained, you must deduct professional, property, and other deficits as well as deductible charges and allowances. The marginal tax rate corresponds to the maximum bracket of the scale applicable to […]
According to the Clameur observatory, which studied the twenty largest cities in France, more than one major city out of two (55%) saw its rent increase less than inflation (1.8%) in 2018. Montpellier had the largest decrease in rents last year (-1.8% at 14 €/m2 on average) followed by Nantes (-0.6% at 12.3 €/m2) and […]
You can, in a completely anonymous way, carry out several simulations and thus determine which option is the most favorable tax-wise to pay less tax. This powerful tool includes all the sections of the income tax return, including those of supplementary declarations. It incorporates the latest measures of the finance laws: revaluation of the income […]
Consequently, beard trimmers have become essential items in the grooming routine, a mandatory gesture to feel handsome and stylish! They are increasingly versatile and often multifunctional. Philips OneBlade, BaByliss, Braun, Panasonic… discover our selection of the best beard trimmers. Essential oils have indispensable virtues for our body. To help guide your purchases, here is our […]
Choosing a garden shed can seem difficult, especially when you don’t know the different features to match your desires. What use will it have? What material to choose between wood, metal, plastic, or resin? How to maintain it? Discover everything you need to know to choose the garden shed of your dreams. Upon the arrival […]
